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Asset allocation

With our focus on preserving wealth and seeking to grow capital in a steady way, our investment approach is based on diversification both across asset classes and within them. This strategy helps to spread risk owing to the different risk and return profiles of each asset class, including traditional and alternative investments.

How do we decide how much to invest into each asset class?

  • The starting point is a discussion about your attitudes to risk and your preferred investment period.
  • Working together, we define a long-term asset allocation framework to guide all investment choices.
  • To make sure your portfolio is positioned appropriately to protect wealth and capture growth, we implement tactical allocation changes as market conditions evolve.

We use various measures of global economic and financial activity to drive the investment process through the economic cycle, which helps to minimise short-term volatility and maximise returns. These measures of activity include trends in industrial production levels, surveys of business and consumer confidence, commodity prices, inflation expectations and the state of government finances. We examine global conditions so that we can determine the most likely path and then position your investments appropriately.